Terms of Use

These Terms of Service constitute a binding agreement made between you, ("you", "user") and Proton Labs Limited doing business as Gowagr ("Gowagr", "Company", "we," "us," or "our") concerning your use of the Gowagr products and services, website located at www.gowagr.app, website features and any other media form, website or mobile application, related or associated with it (collectively, the "Site"). By using the Site, you acknowledge that you have read, understood and agreed to be bound by the Terms of Service. If you do not agree, you are prohibited from using the site, and you must discontinue use immediately.

1. General Terms

Gowagr is a prediction market platform that enables users to trade opinions on trending events across sports, politics, entertainment, crypto, the economy, and more. Users can buy and sell outcomes just like in a market, test their foresight, and potentially profit from their predictions. In addition to prediction markets, Gowagr also offers Head-to-Head (H2H) wagering for direct peer challenges and Fantasy Premier League (FPL) contests for football fans.

The platform, its site, and features cannot be used by individuals who are restricted, suspended, or otherwise prohibited under these Terms. Each user may only register and maintain a single account on the platform.

2. Eligibility and Risk

To prevent illegal use, given the site's business nature and jurisdiction, users must represent and warrant that:

  • To access the website or app, you must register with accurate details and keep password confidential.
  • You must be 18 years or older.
  • Access must not be through automated or non-human means (e.g., bots or scripts).
  • You must not be subject to economic or trade sanctions or listed as a prohibited or restricted party.
  • You must comply with all anti-money laundering and anti-terrorist financing laws
  • Access via VPNs or similar methods to bypass restrictions is prohibited

2.1 Financial Risks

Participation in prediction markets and wagering on the platform involves financial risk, including the possibility of losing your entire stake. All trades, wagers, and entries are highly volatile, final, irreversible, and non-refundable. You use the platform entirely at your own risk and should carefully evaluate whether participation in prediction markets, Head-to-Head challenges, or Fantasy Premier League contests is suitable in light of your financial circumstances.

Risks may be heightened where markets involve complex structures or leveraged outcomes. The Company reserves the right to suspend, restrict, or discontinue markets, wagers, or contests at its discretion and without prior notice.

BY USING THIS PLATFORM, YOU ACKNOWLEDGE AND ACCEPT THAT YOU RISK LOSING THE ENTIRE AMOUNT STAKED OR INVESTED IN ANY MARKET OR WAGER.

3. User Verification (KYC, Anti-Money Laundering and Combating the Financing of Terrorism)

To comply with legal and regulatory requirements, we must collect valid identification documents to verify your identity before processing transactions. This ensures the safe and lawful use of our site while helping to prevent, detect, and report illegal transactions to the relevant authorities.

Before making your first withdrawal, you shall be required to provide accurate, up-to-date, and complete information as requested. We may require you to upload valid identification documents, including but not limited to: Government-issued ID (e.g., passport, driver’s license, national ID card), Proof of address (e.g., utility bill, bank statement), Payment method verification (e.g., BVN).

We may conduct additional checks based on your transaction activity or regulatory rules. Failure to complete verification, your account may face delays, restrictions, suspension, or closure, and withdrawals may be withheld.

The site, interfaces, and features are subject to all applicable laws, regulations, and governmental or regulatory requirements, including tax, Anti-Money Laundering and Combating the Financing of Terrorism (AML/CFT), and sanctions provisions.

Gowagr may be required to share your user information with other contractual third parties, including financial institutions, or as required under applicable Laws or demanded upon a lawful request by any Government.

Note that all personal information collected is handled securely and in line with data protection laws. We won't share your information with third parties unless required by law. We may update verification requirements to comply with legal or regulatory changes. Your continued use of the platform is contingent upon ongoing compliance with these Terms and legal requirements, and as such you accept these updates.

6. Third Party Information or Service

The site may include links to third-party websites or content (“Third-Party Services”), which we do not control, review, or monitor for accuracy, reliability, or privacy practices.

If you access or use Third-Party Services, you do so at your own risk. These Terms of Service no longer apply once you leave our platform. We are not responsible for any issues, losses, or damages related to their use, nor for their content, availability, or privacy policies.

Your use of Third-Party Services is solely between you and the provider. We are not liable for any costs, damages, or losses incurred. The Company does not endorse or take responsibility for any content, products, or services from external sites or resources.

Before using Third-Party Services, review their terms and privacy policies. Their inclusion on our platform does not imply endorsement or recommendation.

7. Prohibited Conduct

You agree to access, use or otherwise interact with the Site, any other Interface, and Features only in an authorized, proper and appropriate manner and in accordance with these Terms and with all applicable laws. You agree that you will not:

  • Break any laws, rules, or these Terms of Service.
  • Do anything illegal, fraudulent, deceptive, or manipulative.
  • Use the site, interfaces, or features in ways that break the law.
  • Try to bypass security measures, access controls, or filters (like using VPNs).
  • Try to hack, damage, or disrupt the site, its servers, or databases.
  • Introduce viruses, malware, or harmful material.
  • Attack the site with denial-of-service attacks.
  • Reverse engineer or try to access the site’s source code without permission.
  • Provide false, inaccurate, or misleading information.
  • Scrape, collect, or harvest data without permission.
  • Create collections or databases from site content without written approval.
  • Use site information to harass, abuse, or harm others.
  • Remove copyright or ownership notices from content.
  • Trick, defraud, or mislead the Company or other users.
  • Create unfair contests to deceive others.
  • Harm the Company’s reputation or other users.
  • Use automated tools (like bots or scripts) to scrape or copy data.
  • Copy site content manually without permission.
  • Use tracking tools like cookies or spyware without permission.
  • Use the site if you’re in a restricted location.

You acknowledge and agree that in the event that you use the Site, any other Interface, or Feature in a potentially prohibited manner, we may investigate and we reserve the right, in our sole discretion, to (i) terminate your access to the Site, any other Interface, and/or Features, (ii) prohibit you from participating in any reward or incentive programs or product launches and (iii) take any other action the Company deems reasonable or necessary, including cooperating with law enforcement or bringing claims against you if they result in harm or damage to the Company, to rectify the prohibited conduct or any consequences resulting therefrom.

8. Additional Information

All demands, consents and notices to be given under the term shall be sent by email, the Company or an authorized third party may request additional information to verify that you are an Authorized User. Failure to provide adequate information within the specified timeframe may result in termination of your access to the Site, Interfaces, or Features, exclusion from rewards, incentives, or product launches and any other necessary action at the Company's discretion.

9. Indemnification

You agree to indemnify us, our licensors, and each of their respective employees, officers, directors, and representatives (collectively, the "Company Parties") from any claims, damages, or losses that arise from: (i) your use of the platform, interfaces, or features (including use by your customers, employees, or others) (ii) your breach of these Terms or violation of the law (iii) disputes between you and a third party (iv) your alleged or actual infringement or misappropriation of any third party's intellectual property or other rights (v) your feedback or content shared on the platform. This includes damages (monetary losses, fines, penalties, or other harm); reasonable attorney's fees that relate in any way to any demand, claim, regulatory action, proceeding or lawsuit, regardless of the cause or alleged cause, whether the allegations are groundless, fraudulent, false, or lack merit.

We reserve the right, at your expense, to assume control of any defense, and you agree to cooperate. We will make reasonable efforts to notify you of any claims subject to this indemnification.

10. Disclaimer of Warranty

The site and services are provided "as-is" and "as-available". You use them at your own risk. To the fullest extent allowed by law, we, (a) disclaim all warranties, whether express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement. (b) make no guarantees about the accuracy, completeness, or reliability of the site's content or any linked websites.

We are not responsible for (i) errors, mistakes, or inaccuracies in content; (ii) personal injury or property damage from using the site; (iii) unauthorized access to our servers or your personal/financial information stored there; (iv) interruptions or stoppages in site access or transmission; (v) bugs, viruses, or harmful software transmitted through the site by third parties; (vi) errors, omissions, or losses caused by using content on the site. We do not endorse or take responsibility for third-party products, services, or transactions. Use caution and good judgment when engaging with third-party providers.

11. Limitations of Liability

To the extent allowed by law, the Company and its affiliates are not liable for any indirect, incidental, special, consequential, or punitive damages, including lost profits, revenue, or data, even if advised of the possibility. The Company is not responsible for: (i) inability or delays in accessing services due to termination, suspension, or downtime (ii) costs of finding replacement services (iii) financial commitments made based on these Terms (iv) unauthorized access, loss, or damage to your data (v) harm from hacking, tampering, or unauthorized access.

In all cases, our total liability is limited to what you legitimately paid us, if any, in the one (1) month before the issue arose.

12. Account Deactivation and Deletion

If you no longer desire to use the services on our platform, you may deactivate or delete your account by sending us an email at support@gowagr.com. Deactivating your account puts your account on hold and is the same as telling you not to delete any information because you might want to reactivate your account at some point in the future. When you delete an account, you are requesting that your account and the information stored therein be permanently deleted from our database. You should only delete your account if you are sure you never want to reactivate it. Please note that certain data you have provided may continue to exist in aggregate form that cannot be used to identify you.

13. Privacy & Cookie Policy

We care about data privacy and security. Please review our Privacy Policy. By using the Site, you agree to be bound by our Privacy Policy, which is incorporated into these Terms of Use.

14. Termination

These Terms remain in effect as long as you use the Site. We may, at our sole discretion and without notice, deny access, suspend accounts, or remove content for any reason, including violations of these Terms or applicable laws. If your account is terminated or suspended, you may not create a new one under any name. We also reserve the right to pursue legal action, including civil, criminal, or injunctive remedies.

15. Modification

Gowagr reserves the right, in its sole discretion, to amend, update, or modify these Terms of Service at any time. Any such modifications will be effective immediately upon posting, with the “Last Updated” date revised accordingly. By continuing to access or use the platform after the updated Terms are posted, you acknowledge and agree to be bound by the revised Terms. You expressly waive any right to receive individual or advance notice of such changes. If you do not agree with the updated Terms, you must discontinue use of the platform immediately.

16. Governing Law

These Terms of Service and your use of the Site are governed by and construed in accordance with the laws of Nigeria applicable to agreements made and to be entirely performed within Nigeria without regard to its conflict of law principles.

17. Dispute Resolution

If there is a dispute related to these Terms or your use of our services, both parties agree to try to resolve it through negotiation. Either party can start negotiations by sending a written notice (the “Initial Notice”) stating the issue and the desired resolution. The party receiving such notice shall have twenty days to respond, and within forty-five days after the Initial Notice was sent, the parties shall meet and confer in good faith to try and resolve the Claim. If the parties are unable to do so within ninety days of the Initial Notice, the parties may agree to mediate their dispute or either party may submit to arbitration according to these Terms.

18. Entire Agreement

The Terms, including any policies that expressly incorporate the Terms by reference, constitute the entire understanding and agreement between you and us hereto and supersedes any prior agreements, contemporaneous representations, or communications (written or verbal) between you and us, regarding the subject matter. There are no guarantees, promises, or assurances beyond what is expressly stated in these Terms. No change, modification or amendment of this Agreement shall be valid unless the same is in writing and signed by all the parties hereto.

19. Assignments

These Terms do not create any special relationship between you and us beyond what is stated here. We are not each other’s agents, and you cannot claim to have any relationship with us other than as a user of our services. You cannot transfer your rights or responsibilities under these Terms, but the Company can transfer them without restriction. Any transfer that goes against this rule will be invalid. However, these Terms will still apply to both parties and their approved successors.

20. Waiver

If we do not enforce any part of these Terms, it does not mean we waive our right to do so later. We can still enforce it in the future. Any waiver from us must be in writing to be valid.

21. Severability

If any portion of the Terms are held to be invalid or unenforceable, the remaining portions of the Terms will remain in full force and effect. Any invalid or unenforceable portions will be interpreted to effectuate the intent of the original portion. If such construction is not possible, the invalid or unenforceable portion will be severed from the Terms, but the rest of the Terms will remain in full force and effect.

22. Remedies

Any right or remedy of the Company set forth in these Terms is in addition to, and not in lieu of, any other right or remedy whether described in these Terms, under Applicable Law, at law, or in equity. The failure or delay of the Company in exercising or enforcing any right, power, or privilege under these Terms shall not operate as a waiver thereof.

23. Contact Us

You may also contact us with questions, complaints, or claims concerning the Features at support@gowagr.com.